(USA) Counsel, Financial Services
Walmart

What you'll do at

Position Summary...

What you'll do...

Are you ready to take your career to the next level? Walmart's Chief Legal Office is seeking a dynamic professional with a strong background in, personal lending, BNPL and installment loans, pre-paid access, open and closed loop gift cards, and more. Bring your expertise to both the in-store environment but also to our growing ecommerce and merchant platforms. This is your chance to make a significant impact, developing new products, identifying risks, and advising on legal and regulatory requirements impacting a dynamic global organization.

You'll make an impact by:

• Lead the charge in providing comprehensive counseling on a range of products, including payments, credit cards, personal loans, merchant lending, and banking-related products and services.
• Be the trusted advisor who responds promptly to complex legal requests, coordinating with your team and outside counsel to deliver practical, timely, and high-quality advice.
• Use your problem-solving skills to identify and assess business and legal risks, finding innovative ways to mitigate them while achieving product goals.
• Champion compliance, ensuring adherence to applicable laws and regulations.
• Use your negotiation skills to advise on, review, draft, and negotiate deals and agreements in support of new products and partnerships.
• Build strong relationships to facilitate a coordinated team approach to launching new products and features.
• Liaise with relevant regulatory agencies and Walmart's global investigations units regarding government investigations and enforcement and assist in setting the strategy for compliance with all relevant legal and regulatory requirements.
• Stay updated on financial services case law and monitor regulatory issues from state Attorneys General, CFPB, and state banking departments.
• Ensure compliance with loan broker regulations, and other regulations including ECOA, FCRA, FACTA, FDCPA, TILA, SCRA, MLA, UDAAP, Dodd-Frank, EFTA, GLBA, and TCPA.
• Review Walmart's Compliance Management Systems (CMS), issue remediation, and self-reporting requirements.
• Manage due diligence and vendor and merchant management, including beneficial ownership issues, and TPRM requirements issued by state and federal regulators.
• Implement compliant Electronic Signature processes under E-Sign Act, UETA, and UCC regulations.

You'll sweep us off our feet if

• A minimum of 6-8 years of experience as a subject matter expert in the financial services industry, or retail industry supporting financial services.
• Well developed knowledge and experience with lending products and applicable state and federal consumer financial protection laws such loan broker regulations, fraud and AML, pre-approval rules, the Truth in Lending Act, the Equal Credit Opportunity Act, Fair Credit Reporting Act and the Fair Debt Collections Practices Act.
• Excellent written and oral communication skills.
• Demonstrated ability to work practically and quickly to evaluate risk, solve problems, and make decisions that balance risk, opportunity, and business objectives.
• Experience dealing with federal and state banking and other regulators including the CFPB and FTC.
• Working knowledge of lending related regulatory issues, including Reg E, Z, II, and financial advertising and disclosure requirements.
• Experience in rolling out retail-based, customer service products and services.
• Extraordinary interpersonal and communication skills, phenomenal ability to communicate information effectively internally and externally, including to non-legal audiences, and to drive cross-functional alignment and action and an execution-oriented mindset with the humility, drive, and creativity to get things done.

About Walmart
At Walmart, we help people save money so they can live better. This mission serves as the foundation for every decision we make, from responsible sourcing to sustainability-and everything in between. As a Walmart associate, you will play an integral role in shaping the future of retail, tech, merchandising, finance and hundreds of other industries-all while affecting the lives of millions of customers all over the world. Here, your work makes an impact every day. What are you waiting for?

Future Ways of Working:
Our company's success can be attributed to our employees. While technology has allowed us to be effective while working remotely, there is no substitute for being in the office together; it helps to shape our culture, collaborate, innovate, build relationships, and move more quickly. We strive to provide flexibility in order to promote a healthy work-life balance but recognize that in-person interactions are important to our culture and shared success. We'll meet in person on a regular and purposeful basis.

Benefits:
Benefits: Beyond our great compensation package, you can receive incentive awards for your performance. Other great perks include 401(k) match, stock purchase plan, paid maternity and parental leave, PTO, multiple health plans, and much more.

Equal Opportunity Employer:
Walmart, Inc. is an Equal Opportunity Employer -By Choice. We believe we are best equipped to help our associates, customers and the communities we serve live better when we really know them. That means understanding, respecting and valuing diversity-unique styles, experiences, identities, ideas and opinions -while being inclusive of all people.

The above information has been designed to indicate the general nature and level of work performed in the role. It is not designed to contain or be interpreted as a comprehensive inventory of all responsibilities and qualifications required of employees assigned to this job. The full Job Description can be made available as part of the hiring process.

At Walmart, we offer competitive pay as well as performance-based bonus awards and other great benefits for a happier mind, body, and wallet. Health benefits include medical, vision and dental coverage. Financial benefits include 401(k), stock purchase and company-paid life insurance. Paid time off benefits include PTO (including sick leave), parental leave, family care leave, bereavement, jury duty, and voting. Other benefits include short-term and long-term disability, company discounts, Military Leave Pay, adoption and surrogacy expense reimbursement, and more.
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You will also receive PTO and/or PPTO that can be used for vacation, sick leave, holidays, or other purposes. The amount you receive depends on your job classification and length of employment. It will meet or exceed the requirements of paid sick leave laws, where applicable.
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For information about PTO, see https://one.walmart.com/notices.

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Live Better U is a Walmart-paid education benefit program for full-time and part-time associates in Walmart and Sam's Club facilities. Programs range from high school completion to bachelor's degrees, including English Language Learning and short-form certificates. Tuition, books, and fees are completely paid for by Walmart.
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Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to a specific plan or program terms.
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For information about benefits and eligibility, see One.Walmart.

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The annual salary range for this position is $110,000.00-$220,000.00
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Additional compensation includes annual or quarterly performance bonuses.
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Additional compensation for certain positions may also include:
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- Stock
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Minimum Qualifications...

Outlined below are the required minimum qualifications for this position. If none are listed, there are no minimum qualifications.

Law degree from an accredited law school and 4 years' experience in law.
License to practice law in at least one state.

Preferred Qualifications...

Outlined below are the optional preferred qualifications for this position. If none are listed, there are no preferred qualifications.

Leading cross-functional teams

Primary Location...

702 Sw 8Th St, Bentonville, AR 72716, United States of America

About Walmart

At Walmart, we help people save money so they can live better. This mission serves as the foundation for every decision we make, from responsible sourcing to sustainability-and everything in between. As a Walmart associate, you will play an integral role in shaping the future of retail, tech, merchandising, finance and hundreds of other industries-all while affecting the lives of millions of customers all over the world. Here, your work makes an impact every day. What are you waiting for?

Walmart, Inc. is an Equal Opportunity Employer- By Choice. We believe we are best equipped to help our associates, customers, and the communities we serve live better when we really know them. That means understanding, respecting, and valuing diversity- unique styles, experiences, identities, abilities, ideas and opinions- while being inclusive of all people.

Hello, NW Arkansas

With over 200 miles of trails, an emerging locally-sourced food scene, the world-renowned Crystal Bridges Museum-NWA has something for everyone.

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